The decline of cash is not without problems, however.In [url=https://forums.nesdev.com/viewtopic.php?p=232246#p232246]this post[/url], Pokun wrote:In Sweden you can do most things from home using internet services, but the few times you really need to go to a bank is a pain, and most bank offices don't even handle cash anymore.
Friction when setting up accounts
Someone cannot use Internet services at home to set up Internet services at home for the first time.
Inability for minors and recent secondary graduates to participate in the economy
Banks require the primary holder of an account to be an adult and show government ID. This means that a parent must do all of a child's spending on the child's behalf. In addition, a recent graduate from high school may not already have government ID. Someone not interested in learning to drive or whose parents don't drive may have little opportunity to obtain an ID, as some countries do not issue non-driver IDs for domestic use. Though U.S. states issue non-driver IDs, conversation with a British citizen in the Cireclinlin chat server on Discord revealed that Britain issues only driver's licenses and passports, and a passport is expensive.
Friction when accepting payments
Cashless payments require a connection to the Internet. This usually requires the buyer to own and carry an Internet-connected device unless the seller has a chip card reader. In addition, either the seller or buyer must subscribe to Internet access, and even if a buyer subscribes to home Internet, a buyer must often open a second subscription with a cellular ISP in order to make payments away from home. Card payment processors tend to take a 30 cent transaction fee plus 3 percent of the total, raising prices for everyone and making small transactions impractical; hence a $5 minimum purchase at some merchants. Furthermore, banks and payment facilitators tend to make person-to-person remittances more difficult than with established merchants. Ostensibly this is to curb tax fraud and terrorism financing. But it interferes with birthday or Christmas gifts, a child's allowance, or payment for occasional odd jobs that are not large or often enough to justify the annual fee for a full-scale merchant account.
Deplatforming by payment processors
PayPal has in the past terminated the ability of emulator developers to receive money. This is why, for example, NO$NES developer Martin Korth no longer takes PayPal. Nor do microblog hosts that espouse "free speech", that is, a policy whose ban on hate speech applies only to incitement to violence. Credit card networks such as Visa are also known for deplatforming in some cases.
Citations for these are available on request.
 Or whatever a particular country calls its counterpart to high school. In the United States, "high school" is four years of secondary education from roughly ages 14 to 18.
 "Hate speech" is speech promoting bias against an ethnicity, gender, or disability.